Caribbean Stud Poker: Rules, Hand Rankings, and Gameplay Explained

A complete Caribbean Stud Poker guide covering rules, hand rankings, payouts, dealer qualification, gameplay structure, and odds. Learn how this popular casino table game works.


Introduction

Caribbean Stud Poker is a casino table game based on traditional five-card poker, but unlike regular poker variants, players do not compete against each other. Instead, each player competes solely against the dealer, making the game simple, structured, and easy to learn. The combination of poker-style hand rankings and fixed casino rules has made Caribbean Stud a popular choice in both land-based and online casinos.

This guide explains everything you need to know before playing Caribbean Stud Poker: how the game works, how hands are ranked, how the dealer qualifies, the payout system, and key differences from other poker-based casino games. By the end, you’ll understand the complete flow of the game from the first bet to the final reveal.


What Is Caribbean Stud Poker?

Caribbean Stud Poker is a table game played with a standard 52-card deck, where both the player and dealer receive five cards. The objective is to form a stronger five-card poker hand than the dealer. The game uses an Ante bet, an optional Progressive Jackpot bet, and a follow-up Call bet once the player’s cards are revealed.

Unlike poker against other players, there is no bluffing, raising, or community cards. Every round follows a fixed, predictable sequence.


How Caribbean Stud Poker Works: Step-by-Step

1. Ante Bet

Each player places an Ante to enter the round. This is the starting wager that determines participation.

2. Dealing the Cards

Players and the dealer receive five cards each:

  • All player cards are dealt face-down
  • The dealer receives four cards face-down and one card face-up

Players now evaluate their hand while seeing only one dealer card.

3. Player Decisions

After checking their cards, players must choose between:

  • Fold — ending the round and forfeiting the Ante
  • Call — continuing the round by placing a second bet equal to 2× the Ante

4. Dealer Qualification

After players make their decisions, the dealer reveals their cards.

To continue the round, the dealer must qualify with:

Dealer Qualification Rule

  • Dealer qualifies with Ace-King or higher
    (Example: A-K-4-7-2 qualifies; Q-J-9-6-3 does not)

If the dealer does not qualify:

  • The player’s Ante wins (even money 1:1)
  • The Call bet pushes and is returned

If the dealer qualifies:

  • Player and dealer compare hands
  • The stronger hand wins

5. Payouts

If the player wins:

  • Ante pays 1:1
  • Call bet pays according to the payout table

(Full table below)

If the dealer wins:

  • Player loses both Ante and Call bets.

Caribbean Stud Poker Hand Rankings

Hands follow standard poker rankings:

HandDescription
Royal FlushA-K-Q-J-10 suited
Straight FlushFive consecutive cards of the same suit
Four of a KindFour cards of the same rank
Full HouseThree of a kind + a pair
FlushAny 5 cards of the same suit
StraightFive consecutive cards
Three of a KindThree cards of the same rank
Two PairTwo different pairs
One PairTwo cards of the same rank
High CardHighest individual card

Payout Table for Call Bets

Different casinos may vary slightly, but the common payout table is:

HandPayout
Royal Flush100:1
Straight Flush50:1
Four of a Kind20:1
Full House7:1
Flush5:1
Straight4:1
Three of a Kind3:1
Two Pair2:1
One Pair or High Card1:1

The Ante always pays 1:1 regardless of hand strength.


Dealer Qualification Explained

Dealer qualification is one of the defining rules of Caribbean Stud Poker:

  • If the dealer does not qualify:
    • Ante wins
    • Call bet is returned
  • If the dealer qualifies:
    • Both hands are compared normally
  • If the dealer has exactly A-K-X-X-X, this is the minimum qualifying hand

This rule increases the game’s house edge but also adds suspense and structure.


Odds and Probabilities in Caribbean Stud Poker

Approximate probabilities for the player receiving each hand:

HandProbability
Royal Flush0.00015%
Straight Flush0.00139%
Four of a Kind0.024%
Full House0.144%
Flush0.197%
Straight0.392%
Three of a Kind2.11%
Two Pair4.75%
One Pair42.26%
High Card50.12%

Additional notes:

  • The dealer fails to qualify about 44% of the time.
  • House edge for Caribbean Stud Poker is around 5.2% using standard rules.

Progressive Jackpot Option (Optional Side Bet)

Many casinos offer a progressive jackpot side bet, which:

  • Is optional
  • Is a fixed small wager (often $1)
  • Pays based on a separate payout table
  • Does not affect main game outcomes

Jackpot hands usually start from Flush or higher, with Royal Flush awarding the progressive prize.


Why Caribbean Stud Poker Is Popular

Players enjoy Caribbean Stud because:

  • Rules are simple and structured
  • There’s no bluffing or opponent pressure
  • Hands resolve quickly
  • It blends poker ranking familiarity with casino-style gameplay
  • The progressive jackpot adds excitement

FAQ

Is Caribbean Stud Poker the same as regular poker?

No. You play directly against the dealer, not other players.

Does the dealer always need Ace-King to qualify?

Yes — A-K or any stronger poker hand qualifies.

Is the progressive jackpot required?

No, it’s totally optional and does not influence the base game.

Can players fold after seeing the dealer hand?

No. All decisions are made before the dealer reveals their cards.